Real Estate

Residential and commercial closings, title work, and purchase-and-sale review for both Massachusetts and Connecticut.

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A track record that closes

A real estate closing rewards experience, and experience is what we bring. We are a small firm that closes a high volume of transactions, from sophisticated commercial deals to everyday home sales. The people who handle your closing know the numbers like the back of their hand, work well with everyone else at the table, and have seen enough deals to spot a problem before it arises and keep your transaction on track to close.

Each state has its own transfer taxes, recording rules, and customs at the closing table. We handle the math and the paperwork in both Massachusetts and Connecticut so nothing slips, from purchase-and-sale review through recording.

Estimate your closing

Massachusetts & Connecticut closing cost estimator

Whether you are buying or selling, estimate your closing numbers. Choose your state and your side, and the figures update as you type.

Property in

I am

County

Town conveyance tax rate

Sale price

Mortgage payoff (remaining balance)

Real estate commission (%)

Down payment

Record a Declaration of Homestead (recommended)

Closing attorney fee (optional)

Other seller costs (optional)

Miscellaneous fees (e-filing, courier, etc.)

A soft estimate; these small fees typically total under $500. Adjust to your situation.

Estimated costs

Deed excise tax (stamps): $0
Real estate commission: $0
Mortgage discharge recording: $0
Closing attorney fee: $0
Other costs: $0
Miscellaneous fees: $0
Mortgage payoff: $0

Down payment: $0
Deed recording: $0
Mortgage recording: $0
Homestead recording: $0
Closing attorney fee: $0
Other costs: $0
Miscellaneous fees: $0

Estimated net proceeds $0

Estimate only — assumptions & sources

Estimate only. The deed excise tax ($4.56 per $1,000, rounded up to the nearest $500) and recording fees are Massachusetts statewide figures, verified for Hampden County as of June 2026; other counties are being confirmed. The Connecticut conveyance tax (state tiers of 0.75% up to $800,000, 1.25% to $2.5M, and 2.25% above, plus a municipal rate of 0.25%, or 0.5% in certain communities) and town recording fees are estimates pending the firm’s verification. It does not include the incidental prorations settled at the closing table, such as town property taxes, water and sewer charges, any fuel (oil or propane) left in the tank, and condominium or homeowners-association fees, which are adjusted between buyer and seller as of the closing date. Beyond those prorations and taxes, a closing also carries an assortment of small fees (electronic filing, courier, and the like); we pre-fill $500 for these because they typically total under that amount, and you can adjust the figure. It also excludes payoff interest, lender points, title insurance, and prepaid escrows, and it is not legal, tax, or financial advice. You will receive an itemized closing statement before you sign.

Sources: M.G.L. c. 64D, § 1 (deed excise) and c. 262, § 38 (recording fees). Conn. Gen. Stat. ch. 223 (real estate conveyance tax); Connecticut town recording fees vary by town clerk and should be confirmed locally.

New to this? What these costs mean

Deed excise / conveyance tax: A state tax on transferring the property, based on the price. In Massachusetts the seller pays the deed excise; in Connecticut the seller pays a state plus town conveyance tax.
Recording fees: Flat fees the registry of deeds (MA) or town clerk (CT) charges to put your deed and mortgage on the public record, which is what makes your ownership official.
Real estate commission: The real estate agents’ fee, a percentage of the sale price, customarily paid by the seller.
Mortgage payoff & discharge: A seller’s remaining loan balance is paid off from the sale, and a small recording fee clears the old mortgage from the record.
Down payment: The cash a buyer puts toward the purchase up front; the rest is usually financed with a mortgage.
Declaration of Homestead (Massachusetts): A $35 recording that protects a large share of your home equity from most creditors. We can record it at your closing.
Prorations: Shared running costs like property taxes, water, and fuel are split between buyer and seller as of the closing date, so each pays only for their time owning the home.
Miscellaneous fees: Small charges such as electronic filing and courier fees, usually totaling under $500.

Your Real Estate team

Contact the firm

The form below is the best place to start. You can also email us, or call if you prefer. An initial conversation is without obligation.

Request a Consultation Prefer to call? (413) 787-9955

Ways to reach us

Springfield, Main Office

185 Belmont Avenue, Springfield, MA 01108
Get directions
(413) 787-9955
Springfield, Real Estate Closings

198 Belmont Avenue, Springfield, MA 01108
Get directions
(413) 787-9955

Next step

Seen your numbers? Let’s talk through them.

An attorney will walk you through your estimate and what comes next — no obligation.

Book a call about your closing or call (413) 787-9955

Free PDF worksheets

Plan your move with a local firm

Two free, stage-by-stage worksheets: every deadline and document for a Massachusetts home sale or purchase, from a firm that has handled local closings since 1988.

Free worksheet · PDF

Get the Massachusetts Home Buyer's Checklist

Every deadline and document for your purchase, in one PDF worksheet. From a Western Massachusetts firm that has handled local closings since 1988.

Download the worksheet (PDF)

Saves to your device as a fillable PDF you can complete or print. It is free, with nothing to fill out first.

Using this does not make us your attorneys. It is general information, not legal advice.

Free worksheet · PDF

Get the Massachusetts Home Seller's Checklist

Every deadline and document for your sale, in one PDF worksheet. From a Western Massachusetts firm that has handled local closings since 1988.

Download the worksheet (PDF)

Saves to your device as a fillable PDF you can complete or print. It is free, with nothing to fill out first.

Using this does not make us your attorneys. It is general information, not legal advice.

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